Banking

How to open a bank account in the USA.

Opening a bank account makes it easier to receive wages, pay bills, and build financial history in the United States.

Documents to open an account

You typically need a passport, proof of address, and an ITIN or SSN. Some banks accept recent immigrants with basic documentation.

Popular banks

Chase, Bank of America, Wells Fargo, and local credit unions are common options in Florida. Credit unions often have lower fees.

Checking vs. savings

Open a checking account for daily use. A savings account is for your emergency fund.